About this site
Editorial policy
How we research, source, review and update every guide, and the rules we follow so the site stays accurate and independent.
General information, not legal advice. Talk to a licensed attorney in your state.
Quick answer
Every rule and number on Accident Claim Facts comes from an official or primary source and is stored with that source and the date we checked it. Pages are reviewed at least every six months and whenever the law changes. We never invent numbers, quotes, reviews, people or credentials, and advertisers have no say in what we publish.
Key facts
- Sources
- Official and primary sources first
- Review cycle
- Every page at least every 180 days
- Corrections
- Checked against the source, page and review date updated
- Bylines
- "Editorial team", with a last-reviewed date
- Advertisers
- No influence on content
Research#
We start from primary sources: the statute on the state legislature's own website, the court decision, the agency rule or the official statistics release. For state law we read the current text of the statute and note the section. For crash statistics we use NHTSA's FARS and CRSS releases, state transportation departments' crash reports and IIHS data. For legal process we use court and bar association publications and federal statistics such as those of the Bureau of Justice Statistics.
When an official site cannot be opened, we may use a reputable copy of the official text, such as a law school's legal information institute, and we say so in our records. If we cannot confirm a rule from an official text, we leave it out instead of guessing.
The facts table#
Each figure and legal rule is stored once, in a facts table, with its value, unit, region, the source's name and link, and the date it was checked. Pages pull from that table and list every source they use. When a law or a statistic changes, we update one record and every page changes with it. The table is public as JSON.
Writing#
We write in plain English for people dealing with an accident, not for lawyers. Every guide opens with a short quick answer, then key facts, then the detail, a section of common questions and a list of sources. We explain how things usually work and where the exceptions are, and we avoid predictions about any individual case.
What we do not publish#
- Dollar estimates of what a claim is worth, settlement calculators or outcome promises.
- Names, rankings or reviews of law firms, or a lawyer directory.
- Invented statistics, quotes, testimonials, star ratings, experts or credentials.
- Content written or paid for by advertisers.
Review and updates#
Every page shows the date it was last reviewed. We review each page at least every 180 days, and sooner when a legislature or court changes a rule we cover. State legislative sessions are the main trigger: after each session we check the deadline and fault-rule statutes of the states that changed them.
Corrections#
If you think something is wrong, tell us. We check the claim against the official source. If we made a mistake, we fix the page and update its review date.
Independence and advertising#
The site is funded by clearly labelled advertising. Advertisers, including any law firms or insurers whose ads may appear, have no role in choosing, writing or reviewing content. See our advertising disclosure.
Questions people ask
Are your guides written by lawyers?
They are written and reviewed by our editorial team using primary legal sources. They are general information, not legal advice; for advice about your situation, talk to a licensed attorney in your state.
Why do some states show "not confirmed" for a deadline?
Because we could not confirm one clear deadline from the official text, for example when two statutes could apply. We prefer saying so to guessing.
Sources
Last reviewed October 29, 2026 by the Accident Claim Facts editorial team. Found an error? Tell us.