About this site
Terms of use
The rules for using this site and its content.
General information, not legal advice. Talk to a licensed attorney in your state.
Quick answer
You may read, share and link to our guides. They are general information, not legal advice, and using the site does not create a lawyer–client relationship. We work hard to keep the information accurate, but laws change and your situation is unique, so check with a licensed attorney in your state before acting.
Who we are#
These terms cover the Accident Claim Facts website, run by the Accident Claim Facts editorial team. By using the site, you agree to them.
General information, not legal advice#
Everything on the site is general information about how car accident claims usually work. It is not legal advice and is not a substitute for advice from a licensed attorney who knows the facts of your case and the law of your state. Read our disclaimer.
Accuracy#
We check each legal rule and number against an official source and show when it was last reviewed. Laws, court decisions and statistics change, and exceptions can apply to your case. We do not guarantee that the information is complete, current or right for your situation.
Tools#
The deadline lookup and fault-rule explainer show general rules. They do not account for every exception and do not value a claim. Do not rely on them to decide when to file a lawsuit.
Links to other sites#
We link to official sources and other sites we do not control. We are not responsible for their content or practices.
Using our content#
You may quote short passages with a link to the page. Please do not republish whole pages without permission. The facts table is published as JSON so others can cite the original sources.
Limitation of liability#
To the extent the law allows, we are not liable for any loss arising from your use of the site or reliance on its content.
Changes#
We may update these terms. The date of the last review appears at the top.
Questions people ask
Can I link to your pages?
Yes, and you are welcome to.
Can I use your state tables in my own work?
You may cite them with a link. For the underlying law, cite the official sources we list.
Sources
Last reviewed October 29, 2026 by the Accident Claim Facts editorial team. Found an error? Tell us.